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If you’re broke, keep your head up. I know it’s tough to face this situation in life, especially when you still have dreams you’re trying to pursue and goals you want to accomplish. When the bank account reflects hopelessness, that’s a difficult place to be. I’ve certainly been there.

There’s a way out, though. Here are 5 steps to take when you’re broke:

1. Don’t Lie.
2. Take immediate action.
3. Ask for Help.
4. Save 10% to 20% now.
5. Retool.

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